Relationship Officer (Credit Operation) - Trust Bank Ltd.

Latest Job Circular

Vacancy: Not specific

Job Context

• This position is part of the Credit Operation and Relationship Management team of Trust Bank Ltd. The role focuses on managing credit-related activities, analyzing loan proposals, and maintaining strong relationships with clients to ensure effective credit disbursement and recovery.
• As a Relationship Officer, you will play a key role in credit risk assessment, loan processing, and portfolio monitoring while ensuring compliance with banking policies and regulatory guidelines.

Job Responsibilities

• Review and analyze loan applications, financial statements, and client creditworthiness
• Conduct credit risk assessment and recommend approval or rejection of loan proposals
• Prepare credit proposals and structured loan recommendations for approval
• Calculate financial ratios, credit scores, and evaluate repayment capacity
• Ensure compliance with bank credit policies, regulatory rules, and internal guidelines
• Monitor existing loan portfolios and follow up on repayments, renewals, and recoveries
• Maintain accurate documentation and updated credit records
• Prepare MIS reports, credit summaries, and financial spreadsheets
• Coordinate with clients to resolve credit-related issues and improve relationship management
• Support risk management by identifying potential default risks early
• Communicate with internal departments for smooth credit processing and approval workflow
• Ensure timely submission of reports to management and regulatory authorities

Employment Status

Full time

Educational Requirements

• Bachelor degree in any discipline
• Skills Required:

Experience Requirements

• Minimum 3 year(s)

Additional Requirements

• Age Minimum 25 years
• Both Male, Female are allowed to apply
• Good communication and interpersonal skills.
• Customer-focused mindset with relationship management capability.
• Proficiency in MS Excel and other financial analysis tools.

Workplace

• Work from office

Job Location

,

Salary

• Negotiable

Compensation & other benefits

• Lunch Facilities: Full Subsidize
• Festival Bonus:
• Salary Review: Yearly

Job Source

- MoreJobs.com Online Job Posting.