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  4. Credit In-Charge / Credit Officer, Dhaka Region (FAVP to VP) - Modhumoti Bank PLC

Credit In-Charge / Credit Officer, Dhaka Region (FAVP to VP) - Modhumoti Bank PLC

Latest Job Circular
Vacancy
6
Experience
8+ years
Job Type
Full time
Salary
Negotiable
Location
Nationwide
Category
Bank/Non Bank Financial Inst.
Application Deadline: 11 Aug 2026
Published on: 21 Jul 2026
All Requirements Responsibilities Skills & Expertise Company Information
Job Description
  • Modhumoti Bank PLC is seeking an experienced banking professional for the position of Credit In-Charge / Credit Officer, Dhaka Region, at the rank of FAVP to VP. The selected candidate will lead and manage the branch’s credit operations while ensuring business growth, portfolio quality, regulatory compliance, and profitability. The role requires strong experience in credit appraisal, lending, risk assessment, documentation, client relationship management, and portfolio monitoring. The candidate will work closely with branch teams, Head Office, corporate clients, SME customers, commercial borrowers, and other stakeholders to expand quality lending opportunities, achieve assigned credit targets, maintain asset quality, and ensure that all credit activities comply with the Bank’s policies, Bangladesh Bank regulations, and internal guidelines.
    • Requirements

    Education

    • Bachelor degree in any discipline

    Additional Requirements

    • Age Minimum 50 years
    • Both Male, Female are welcome
    Responsibilities & Context
  • Lead and supervise the overall credit functions of the branch.
  • Achieve the branch’s assigned credit and lending business targets.
  • Manage and grow the credit portfolio while maintaining profitability and asset quality.
  • Identify and acquire new corporate, SME, and commercial credit customers.
  • Maintain strong relationships with existing customers.
  • Evaluate, appraise, and process credit proposals.
  • Conduct financial, business, and credit-risk analysis of borrowers.
  • Ensure compliance with the Bank’s Credit Policy, Bangladesh Bank regulations, and internal guidelines.
  • Verify that all credit documents, securities, and approvals are complete and accurate.
  • Ensure timely processing and disbursement of approved credit facilities.
  • Monitor loans and credit facilities after disbursement.
  • Track portfolio performance and identify early warning signals.
  • Take proactive action to reduce credit risk and prevent loan deterioration.
  • Support loan recovery and risk-mitigation activities.
  • Coordinate with branch teams, Head Office, and relevant departments for credit approval and administration.
  • Provide suitable financial solutions based on customer needs.
  • Respond promptly and professionally to customer queries.
  • Prepare and present credit reports, portfolio analyses, and management updates.
  • Maintain high standards of compliance, integrity, customer service, and operational excellence.
  • Perform other credit-related responsibilities assigned by management.
    • Skills & Expertise
    Bank Reconciliation Bank Banking Banks & Financial Branch Banking Capital Market/ Investment Banking Retail Banking Finance & Bank Operation Financial/ Banking Service General Banking Banking law
    Workplace
    • Work from office
    Compensation & Benefits
    Mobile Bill
    T/A
    Weekly 2 Holidays
    Overtime Allowance
    Insurance
    Lunch Facility: Full Subsidize
    Festival Bonus: 2
    Salary Review: Yearly
    Requirements

    Education

    • Bachelor degree in any discipline

    Experience

    • Minimum 8 year(s)

    Age

    • As per requirement
    Responsibilities & Context
  • Lead and supervise the overall credit functions of the branch.
  • Achieve the branch’s assigned credit and lending business targets.
  • Manage and grow the credit portfolio while maintaining profitability and asset quality.
  • Identify and acquire new corporate, SME, and commercial credit customers.
  • Maintain strong relationships with existing customers.
  • Evaluate, appraise, and process credit proposals.
  • Conduct financial, business, and credit-risk analysis of borrowers.
  • Ensure compliance with the Bank’s Credit Policy, Bangladesh Bank regulations, and internal guidelines.
  • Verify that all credit documents, securities, and approvals are complete and accurate.
  • Ensure timely processing and disbursement of approved credit facilities.
  • Monitor loans and credit facilities after disbursement.
  • Track portfolio performance and identify early warning signals.
  • Take proactive action to reduce credit risk and prevent loan deterioration.
  • Support loan recovery and risk-mitigation activities.
  • Coordinate with branch teams, Head Office, and relevant departments for credit approval and administration.
  • Provide suitable financial solutions based on customer needs.
  • Respond promptly and professionally to customer queries.
  • Prepare and present credit reports, portfolio analyses, and management updates.
  • Maintain high standards of compliance, integrity, customer service, and operational excellence.
  • Perform other credit-related responsibilities assigned by management.
    • Latest Job Circular

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    Industry
    Bank/Non Bank Financial Inst.
    Founded
    2020
    Employees
    31-50 employees
    Location
    Mirpur Model
    View Company Profile
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