Modhumoti Bank PLC is seeking an experienced banking professional for the position of Head of Retail Banking Division, Head Office, at the rank of VP to EVP. The selected candidate will lead the bank’s retail banking business and be responsible for developing and implementing strategic plans that support sustainable growth, profitability, customer acquisition, and cost efficiency. The role will oversee retail deposits, consumer assets, credit cards, priority banking, payroll banking, digital products, sales channels, product development, collections, recovery, customer loyalty, and business analytics. The position requires strong leadership, retail banking expertise, customer-focused decision-making, and the ability to build partnerships with corporate organizations, builders, multinational companies, payment service providers, and other external stakeholders.
Education
- Bachelor degree in any discipline
Additional Requirements
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Age Minimum 50 years
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Only Male can apply
Responsibilities & Context
Develop and implement strategic retail banking plans, policies, and business-growth initiatives.
Oversee retail liability products, including CASA, term deposits, and other deposit products.
Lead the marketing and expansion of digital banking products.
Increase customer acquisition, activation, engagement, and retention.
Implement cross-selling strategies across the retail customer base.
Understand customer needs and introduce suitable banking products and services.
Expand priority banking and wealth-product penetration among retail customers.
Build and manage relationships with payment gateway companies, POS providers, and other external partners.
Ensure retail banking processes remain compliant, efficient, and customer-focused.
Participate in pilot projects and introduce new ideas to support successful implementation.
Supervise collection and recovery teams to maintain a healthy retail-loan portfolio.
Oversee payroll and customer-loyalty teams.
Build relationships with new organizations to increase low-cost deposits.
Improve benefits and value propositions for credit and debit cardholders.
Set asset and liability targets for retail sales teams.
Monitor credit-card portfolio quality and increase card issuance and usage.
Develop partnerships with builders, multinational companies, large local corporations, and other business groups.
Closely supervise sales managers to ensure quality asset acquisition and deposit growth.
Provide training to employees on retail banking and consumer products.
Expand the market reach of retail and consumer banking products.
Supervise sales channels, business-analysis teams, product-development teams, and associated units.
Lead distribution channels to achieve assigned targets within the planned timeline.
Introduce new products and improve existing products to increase the customer base and revenue.
Identify profitable markets and develop new business opportunities.
Take initiatives to grow both asset and liability portfolios.
Ensure profitability, portfolio quality, regulatory compliance, and operational efficiency across the division.
Bank Reconciliation
Bank
Banking
Banks & Financial
Branch Banking
Capital Market/ Investment Banking
Retail Banking
Finance & Bank Operation
Financial/ Banking Service
General Banking
Banking law
Lunch Facilities
Festival Bonus
Salary Review
Lunch Facility: Full Subsidize
Festival Bonus: 2
Salary Review: Yearly
Responsibilities & Context
Develop and implement strategic retail banking plans, policies, and business-growth initiatives.
Oversee retail liability products, including CASA, term deposits, and other deposit products.
Lead the marketing and expansion of digital banking products.
Increase customer acquisition, activation, engagement, and retention.
Implement cross-selling strategies across the retail customer base.
Understand customer needs and introduce suitable banking products and services.
Expand priority banking and wealth-product penetration among retail customers.
Build and manage relationships with payment gateway companies, POS providers, and other external partners.
Ensure retail banking processes remain compliant, efficient, and customer-focused.
Participate in pilot projects and introduce new ideas to support successful implementation.
Supervise collection and recovery teams to maintain a healthy retail-loan portfolio.
Oversee payroll and customer-loyalty teams.
Build relationships with new organizations to increase low-cost deposits.
Improve benefits and value propositions for credit and debit cardholders.
Set asset and liability targets for retail sales teams.
Monitor credit-card portfolio quality and increase card issuance and usage.
Develop partnerships with builders, multinational companies, large local corporations, and other business groups.
Closely supervise sales managers to ensure quality asset acquisition and deposit growth.
Provide training to employees on retail banking and consumer products.
Expand the market reach of retail and consumer banking products.
Supervise sales channels, business-analysis teams, product-development teams, and associated units.
Lead distribution channels to achieve assigned targets within the planned timeline.
Introduce new products and improve existing products to increase the customer base and revenue.
Identify profitable markets and develop new business opportunities.
Take initiatives to grow both asset and liability portfolios.
Ensure profitability, portfolio quality, regulatory compliance, and operational efficiency across the division.