Head of Retail Banking Division, Head Office (VP to EVP) - Modhumoti Bank PLC

Latest Job Circular
Vacancy
1
Experience
14+ years
Job Type
Full time
Salary
Negotiable
Location
Dhaka
Category
Bank/Non Bank Financial Inst.
Application Deadline: 11 Aug 2026
Published on: 21 Jul 2026
Job Description
  • Modhumoti Bank PLC is seeking an experienced banking professional for the position of Head of Retail Banking Division, Head Office, at the rank of VP to EVP. The selected candidate will lead the bank’s retail banking business and be responsible for developing and implementing strategic plans that support sustainable growth, profitability, customer acquisition, and cost efficiency. The role will oversee retail deposits, consumer assets, credit cards, priority banking, payroll banking, digital products, sales channels, product development, collections, recovery, customer loyalty, and business analytics. The position requires strong leadership, retail banking expertise, customer-focused decision-making, and the ability to build partnerships with corporate organizations, builders, multinational companies, payment service providers, and other external stakeholders.
  • Requirements

    Education

    • Bachelor degree in any discipline

    Additional Requirements

    • Age Minimum 50 years
    • Only Male can apply
    Responsibilities & Context
  • Develop and implement strategic retail banking plans, policies, and business-growth initiatives.
  • Oversee retail liability products, including CASA, term deposits, and other deposit products.
  • Lead the marketing and expansion of digital banking products.
  • Increase customer acquisition, activation, engagement, and retention.
  • Implement cross-selling strategies across the retail customer base.
  • Understand customer needs and introduce suitable banking products and services.
  • Expand priority banking and wealth-product penetration among retail customers.
  • Build and manage relationships with payment gateway companies, POS providers, and other external partners.
  • Ensure retail banking processes remain compliant, efficient, and customer-focused.
  • Participate in pilot projects and introduce new ideas to support successful implementation.
  • Supervise collection and recovery teams to maintain a healthy retail-loan portfolio.
  • Oversee payroll and customer-loyalty teams.
  • Build relationships with new organizations to increase low-cost deposits.
  • Improve benefits and value propositions for credit and debit cardholders.
  • Set asset and liability targets for retail sales teams.
  • Monitor credit-card portfolio quality and increase card issuance and usage.
  • Develop partnerships with builders, multinational companies, large local corporations, and other business groups.
  • Closely supervise sales managers to ensure quality asset acquisition and deposit growth.
  • Provide training to employees on retail banking and consumer products.
  • Expand the market reach of retail and consumer banking products.
  • Supervise sales channels, business-analysis teams, product-development teams, and associated units.
  • Lead distribution channels to achieve assigned targets within the planned timeline.
  • Introduce new products and improve existing products to increase the customer base and revenue.
  • Identify profitable markets and develop new business opportunities.
  • Take initiatives to grow both asset and liability portfolios.
  • Ensure profitability, portfolio quality, regulatory compliance, and operational efficiency across the division.
  • Skills & Expertise
    Bank Reconciliation Bank Banking Banks & Financial Branch Banking Capital Market/ Investment Banking Retail Banking Finance & Bank Operation Financial/ Banking Service General Banking Banking law
    Workplace
    • Work from office
    Compensation & Benefits
    Lunch Facilities
    Festival Bonus
    Salary Review
    Lunch Facility: Full Subsidize
    Festival Bonus: 2
    Salary Review: Yearly
    Requirements

    Education

    • Bachelor degree in any discipline

    Experience

    • Minimum 14 year(s)

    Age

    • As per requirement
    Responsibilities & Context
  • Develop and implement strategic retail banking plans, policies, and business-growth initiatives.
  • Oversee retail liability products, including CASA, term deposits, and other deposit products.
  • Lead the marketing and expansion of digital banking products.
  • Increase customer acquisition, activation, engagement, and retention.
  • Implement cross-selling strategies across the retail customer base.
  • Understand customer needs and introduce suitable banking products and services.
  • Expand priority banking and wealth-product penetration among retail customers.
  • Build and manage relationships with payment gateway companies, POS providers, and other external partners.
  • Ensure retail banking processes remain compliant, efficient, and customer-focused.
  • Participate in pilot projects and introduce new ideas to support successful implementation.
  • Supervise collection and recovery teams to maintain a healthy retail-loan portfolio.
  • Oversee payroll and customer-loyalty teams.
  • Build relationships with new organizations to increase low-cost deposits.
  • Improve benefits and value propositions for credit and debit cardholders.
  • Set asset and liability targets for retail sales teams.
  • Monitor credit-card portfolio quality and increase card issuance and usage.
  • Develop partnerships with builders, multinational companies, large local corporations, and other business groups.
  • Closely supervise sales managers to ensure quality asset acquisition and deposit growth.
  • Provide training to employees on retail banking and consumer products.
  • Expand the market reach of retail and consumer banking products.
  • Supervise sales channels, business-analysis teams, product-development teams, and associated units.
  • Lead distribution channels to achieve assigned targets within the planned timeline.
  • Introduce new products and improve existing products to increase the customer base and revenue.
  • Identify profitable markets and develop new business opportunities.
  • Take initiatives to grow both asset and liability portfolios.
  • Ensure profitability, portfolio quality, regulatory compliance, and operational efficiency across the division.
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