Chief Credit Officer (CCO) - IFIC Bank PLC

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Experience
1+ years
Job Type
Full time
Salary
Negotiable
Location
Dhaka
Category
Bank/Non Bank Financial Inst.
Application Deadline: 28 Oct 2026
Published on: 17 Oct 2026
Job Description
  • IFIC Bank PLC is seeking a highly experienced Chief Credit Officer to provide strategic leadership across its credit management operations. The selected candidate will oversee credit policies, risk management practices, and portfolio quality across the bank's business segments. The role involves strengthening credit governance, maintaining sound underwriting standards, and ensuring regulatory compliance. The candidate will work closely with senior management to support sustainable credit growth and effective risk management. This executive position requires extensive banking experience, strong decision-making abilities, and proven leadership in credit operations.
  • Requirements

    Education

    • Bachelor of Business Administration (BBA)

    Additional Requirements

    • Age 24 to 35 years
    • Both Male, Female are welcome
    Responsibilities & Context
  • Develop and lead the bank's credit strategy, policies, and governance framework in alignment with business objectives.
  • Oversee the complete credit process, including appraisal, approval, documentation, monitoring, and risk assessment.
  • Monitor credit portfolio quality, asset classification, provisioning, concentration risk, and sectoral exposure.
  • Ensure prudent portfolio diversification and maintain compliance with Bangladesh Bank regulations and internal credit policies.
  • Provide strategic guidance to the Credit Committee and Credit Risk Review Committee to support independent and well-documented credit decisions.
  • Collaborate with the Managing Director, Chief Risk Officer, business units, and compliance teams to balance portfolio growth and credit risk.
  • Lead credit management teams, strengthen internal controls, and provide senior management with insights into emerging risks and asset quality.
  • Skills & Expertise
    Bank Reconciliation Bank Banking Banks & Financial Branch Banking
    Workplace
    • Work from office
    Compensation & Benefits
    Lunch Facilities
    Festival Bonus
    Salary Review
    Lunch Facility: Full Subsidize
    Festival Bonus: 2
    Salary Review: Yearly
    Requirements

    Education

    • Bachelor of Business Administration (BBA)

    Experience

    • Minimum 1 year(s)

    Age

    • 24 to 35 years
    Responsibilities & Context
  • Develop and lead the bank's credit strategy, policies, and governance framework in alignment with business objectives.
  • Oversee the complete credit process, including appraisal, approval, documentation, monitoring, and risk assessment.
  • Monitor credit portfolio quality, asset classification, provisioning, concentration risk, and sectoral exposure.
  • Ensure prudent portfolio diversification and maintain compliance with Bangladesh Bank regulations and internal credit policies.
  • Provide strategic guidance to the Credit Committee and Credit Risk Review Committee to support independent and well-documented credit decisions.
  • Collaborate with the Managing Director, Chief Risk Officer, business units, and compliance teams to balance portfolio growth and credit risk.
  • Lead credit management teams, strengthen internal controls, and provide senior management with insights into emerging risks and asset quality.
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    Industry
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    Founded
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    Employees
    31-50 employees
    Location
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