Canada has become one of the most attractive destinations for international students worldwide. With its globally ranked universities, high-quality education system, multicultural environment, and strong research opportunities, Canada offers an excellent academic experience. Degrees from Canadian institutions are widely recognised and respected across the globe, making graduates highly competitive in the international job market.
However, studying in Canada is not cheap. For international students, the total cost of education can be quite high, especially when considering both tuition and living expenses.
International students typically need to pay for:
International tuition fees (which are significantly higher than domestic fees)
University application fees
Study permit application fees
Biometrics fees
Health insurance
Accommodation (on-campus or off-campus)
Food and daily living expenses
Books and academic materials
Transportation
International airfare
Research or laboratory expenses (for certain programmes)
Winter clothing (especially important in colder provinces)
Personal and emergency expenses
Because of these costs, many students actively search for fully funded scholarships in Canada.
A genuine fully funded scholarship can cover tuition fees and provide enough financial support for accommodation and daily living expenses. Some scholarships may also include travel costs, relocation allowances, books, health insurance, and research funding.
However, students must be cautious. Many online sources incorrectly label scholarships as “fully funded” even when they only cover a portion of tuition.
For example, a scholarship worth CAD $20,000 per year may sound impressive, but if the total annual cost of studying is CAD $50,000 or more, the student still needs to cover a large gap.
This guide provides a detailed explanation of the most important fully funded and high-value scholarships in Canada. It explains who can apply, what each scholarship covers, how the application process works, and which popular scholarships are often misunderstood as fully funded.
Important: Scholarship values, eligibility criteria, deadlines, and immigration rules can change. Always verify the latest information through official university or Government of Canada websites before applying.
A fully funded scholarship is a financial award that covers most or all of the essential costs required to complete a degree programme.
A strong fully funded package may include:
Full tuition fees
Mandatory university fees
Monthly living allowance
Accommodation or housing support
Books and academic materials
Health insurance
Study permit-related expenses
Relocation allowance
Return airfare
Research funding
Conference participation costs
Summer funding
Limited family support (in rare cases)
However, it is important to understand that “fully funded” does not always mean every personal expense is covered.
A scholarship may not cover:
Travel expenses for family members
Personal vacations
Luxury housing
Private vehicles
Shopping or lifestyle expenses
Unapproved research travel
Costs beyond the normal duration of the programme
Expenses for dependants (spouse or children)
Additional courses outside the approved programme
Students should always calculate the total cost of studying and compare it with the scholarship benefits before accepting an offer.
Understanding the difference between these types of funding is essential to avoid financial difficulties.
A fully funded scholarship typically covers both tuition and essential living expenses.
It may also include:
Accommodation
Books
Travel costs
Health insurance
Research funding
Relocation expenses
A full-tuition scholarship covers 100% of tuition fees but does not include living expenses.
Students may still need to pay for:
Rent
Food
Transportation
Health insurance
Study permit costs
Flights
Personal expenses
Even with full tuition covered, living in Canada can still be expensive.
A partial scholarship covers only part of the total cost.
Examples include:
CAD $5,000 entrance award
CAD $10,000 tuition scholarship
CAD $20,000 annual award
25% tuition reduction
One-time academic grant
Partial scholarships are helpful but should not be considered fully funded unless they cover the majority of expenses.
Many graduate students (Master’s and PhD) receive funding packages instead of a single scholarship.
These packages may include:
University fellowships
Supervisor funding
Research assistantships (RA)
Teaching assistantships (TA)
Departmental awards
External scholarships
Students must carefully check:
Whether funding is before or after tuition deduction
If funding is guaranteed for all years
Whether work (TA/RA) is required
If the amount is sufficient for the city’s cost of living
Whether it is available to international students
Renewal conditions
Canada does not offer one universal government scholarship that fully funds all international students. Instead, most fully funded opportunities are provided by universities, foundations, or research programmes.
Below are the most important and verified scholarships.
University of Toronto
Undergraduate
The Lester B. Pearson International Scholarship is one of the most prestigious undergraduate scholarships in Canada. It is designed for exceptional international students who demonstrate academic excellence, leadership, and creativity.
Full tuition fees
Books
Incidental fees
Full residence accommodation
Four years of study
Approximately 37 students are selected each year, making it extremely competitive.
Applicants must:
Be international students
Be in their final year of secondary school or recently graduated
Begin undergraduate studies at the University of Toronto
Not have started post-secondary education elsewhere
Students must be nominated by their school. Each school can nominate only one student per year.
School nomination: October
University application: October
Scholarship application: November
Outstanding academic record
Strong leadership experience
Community involvement
Creativity and initiative
Excellent communication skills
No agents or consultants can guarantee nomination or selection. Only schools can nominate students.
University of British Columbia
Undergraduate
This programme supports talented international students with financial need who demonstrate leadership and academic excellence.
Funding is based on financial need and may cover:
Tuition
Living expenses
Accommodation
Karen McKellin International Leader of Tomorrow Award
Donald A. Wehrung International Student Award
International Impact Award
Vantage One Excellence Award
Applicants must:
Be international students
Apply directly from secondary school
Demonstrate academic excellence
Show leadership and community involvement
Prove financial need
Receive nomination
Scholarship application: November
Admission application: December
Documents: January
UBC merit-based entrance scholarships are not fully funded.
McGill University
Master’s and professional programmes
The McCall MacBain Scholarship is one of Canada’s most prestigious graduate scholarships focused on leadership development.
Full tuition
Monthly living stipend
Relocation grant
Leadership training and mentorship
Access to a global leadership network
Open to international students with strong leadership and academic records.
Leadership potential
Community engagement
Academic excellence
Character and integrity
PhD
This scholarship supports doctoral students working in social sciences and humanities with a focus on leadership and public engagement.
Up to CAD $50,000 per year
Additional research and travel funding
Leadership training programmes
International students must already be studying in Canada and enrolled in an eligible doctoral programme.
PhD
This is a prestigious government-funded doctoral scholarship aimed at supporting high-quality research.
CAD $40,000 per year
Primarily available to students already enrolled in Canadian institutions.
Many universities offer funding packages that include:
Scholarships
Teaching assistantships
Research assistantships
Supervisor funding
Total funding amount per year
Tuition deduction from funding
Duration of funding (1–4 years)
Work requirements (TA/RA hours)
Cost of living in the city
Renewal conditions
Students should carefully review funding details before accepting offers.
These are short-term exchange programmes:
4–6 months exchange programme funded by the Government of Canada.
Supports short-term academic exchange for students from Latin America and the Caribbean.
Supports academic mobility between Canada and ASEAN countries.
Students cannot apply directly; institutions apply on their behalf.
University of Calgary Scholarship (CAD $20,000)
University of Alberta Scholarship (up to CAD $120,000 over multiple years)
UBC IMES (CAD $10,000–$25,000 per year)
CGRS Master’s (CAD $27,000)
These awards are valuable but may not cover full costs.
Your choice depends on:
Degree level (undergraduate, master’s, PhD)
Academic performance
Leadership experience
Financial need
Field of study
Students should focus on scholarships that match both their academic profile and financial situation.
Decide whether you are applying for undergraduate, master’s, or PhD.
Clearly identify your academic and career objectives.
Ensure you meet all requirements before applying.
Select scholarships that match your profile.
Understand total expenses and funding gaps.
Common documents include:
Academic transcripts
Certificates
CV
Statement of Purpose
Recommendation letters
English test scores
Explain your goals, achievements, and motivation clearly.
Provide real examples of leadership and impact.
Be honest and provide accurate financial information.
Choose referees who know your work well.
Write professional emails explaining your research interests and how they align with the professor’s work.
Practice answering questions about your goals, achievements, and leadership experiences.
Research universities and scholarships.
Prepare for English tests and gather documents.
Apply to universities and scholarships.
Submit remaining documents and follow up.
Prepare for interviews and final decisions.
Even with scholarships, students must show financial proof when applying for a study permit.
You may need to show additional funds if the scholarship does not cover all expenses
Immigration officers assess your ability to support yourself
Proof may include bank statements, scholarship letters, or sponsor documents
Be cautious of:
Guaranteed scholarships
Paid nominations
Fake agents
Unofficial websites
Requests for large upfront fees
Always verify information through official university or government websites.
Not meeting eligibility criteria
Weak Statement of Purpose
Lack of leadership evidence
Poor recommendation letters
Late submission
Incomplete documents
Applying to unsuitable scholarships
It is possible but extremely competitive. Only a small number of scholarships fully cover all costs, and they are awarded to top-performing students with strong leadership profiles.
Most universities require proof of English proficiency such as IELTS, TOEFL, or Duolingo. Some institutions may waive this requirement if your previous education was in English.
Some scholarships, such as the Lester B. Pearson Scholarship and UBC International Scholars Program, require school nomination. Others, like McCall MacBain, allow direct application.
Yes, international students in Canada are generally allowed to work part-time (up to 20 hours per week during academic sessions). However, some scholarships may have restrictions, so always check the terms.
Fully funded scholarships are rare for diploma or college-level programmes. Most fully funded opportunities are available at undergraduate (limited) and graduate levels.
Yes, you can apply for multiple scholarships. In fact, it is recommended to increase your chances. However, some scholarships may not allow you to hold multiple major awards simultaneously.
There is no fixed GPA requirement, but most competitive scholarships require excellent academic performance (often equivalent to a GPA of 3.7 or higher).
In most cases, scholarships do not cover expenses for spouses or children. Some doctoral funding packages may offer limited support, but this is rare.
Yes, many students apply for a Post-Graduation Work Permit (PGWP), which allows them to work in Canada after completing their studies.
Ideally, you should start preparing at least 10–12 months before the application deadline to allow enough time for research, document preparation, and test scores.
It is difficult but not impossible. Most top scholarships prioritise leadership and community involvement, so having some form of initiative or impact greatly improves your chances.
All documents prepared
Deadlines met
Eligibility confirmed
Applications reviewed
Financial planning completed
Fully funded scholarships in Canada are limited but achievable for strong candidates.
Successful applicants typically demonstrate:
Academic excellence
Leadership skills
Clear goals
Financial honesty
With proper planning, preparation, and persistence, international students can secure funding and achieve their dream of studying in Canada.