Fully Funded Scholarships in Canada

23 Jul 2026
Fully Funded Scholarships in Canada

Canada has become one of the most attractive destinations for international students worldwide. With its globally ranked universities, high-quality education system, multicultural environment, and strong research opportunities, Canada offers an excellent academic experience. Degrees from Canadian institutions are widely recognised and respected across the globe, making graduates highly competitive in the international job market.

However, studying in Canada is not cheap. For international students, the total cost of education can be quite high, especially when considering both tuition and living expenses.

International students typically need to pay for:

International tuition fees (which are significantly higher than domestic fees)

University application fees

Study permit application fees

Biometrics fees

Health insurance

Accommodation (on-campus or off-campus)

Food and daily living expenses

Books and academic materials

Transportation

International airfare

Research or laboratory expenses (for certain programmes)

Winter clothing (especially important in colder provinces)

Personal and emergency expenses

Because of these costs, many students actively search for fully funded scholarships in Canada.

A genuine fully funded scholarship can cover tuition fees and provide enough financial support for accommodation and daily living expenses. Some scholarships may also include travel costs, relocation allowances, books, health insurance, and research funding.

However, students must be cautious. Many online sources incorrectly label scholarships as “fully funded” even when they only cover a portion of tuition.

For example, a scholarship worth CAD $20,000 per year may sound impressive, but if the total annual cost of studying is CAD $50,000 or more, the student still needs to cover a large gap.

This guide provides a detailed explanation of the most important fully funded and high-value scholarships in Canada. It explains who can apply, what each scholarship covers, how the application process works, and which popular scholarships are often misunderstood as fully funded.

Important: Scholarship values, eligibility criteria, deadlines, and immigration rules can change. Always verify the latest information through official university or Government of Canada websites before applying.

What Is a Fully Funded Scholarship in Canada?

A fully funded scholarship is a financial award that covers most or all of the essential costs required to complete a degree programme.

A strong fully funded package may include:

Full tuition fees

Mandatory university fees

Monthly living allowance

Accommodation or housing support

Books and academic materials

Health insurance

Study permit-related expenses

Relocation allowance

Return airfare

Research funding

Conference participation costs

Summer funding

Limited family support (in rare cases)

However, it is important to understand that “fully funded” does not always mean every personal expense is covered.

A scholarship may not cover:

Travel expenses for family members

Personal vacations

Luxury housing

Private vehicles

Shopping or lifestyle expenses

Unapproved research travel

Costs beyond the normal duration of the programme

Expenses for dependants (spouse or children)

Additional courses outside the approved programme

Students should always calculate the total cost of studying and compare it with the scholarship benefits before accepting an offer.

Fully Funded vs. Full-Tuition vs. Partial Scholarships

Understanding the difference between these types of funding is essential to avoid financial difficulties.

Fully Funded Scholarship

A fully funded scholarship typically covers both tuition and essential living expenses.

It may also include:

Accommodation

Books

Travel costs

Health insurance

Research funding

Relocation expenses

Full-Tuition Scholarship

A full-tuition scholarship covers 100% of tuition fees but does not include living expenses.

Students may still need to pay for:

Rent

Food

Transportation

Health insurance

Study permit costs

Flights

Personal expenses

Even with full tuition covered, living in Canada can still be expensive.

Partial Scholarship

A partial scholarship covers only part of the total cost.

Examples include:

CAD $5,000 entrance award

CAD $10,000 tuition scholarship

CAD $20,000 annual award

25% tuition reduction

One-time academic grant

Partial scholarships are helpful but should not be considered fully funded unless they cover the majority of expenses.

Funded Graduate Position

Many graduate students (Master’s and PhD) receive funding packages instead of a single scholarship.

These packages may include:

University fellowships

Supervisor funding

Research assistantships (RA)

Teaching assistantships (TA)

Departmental awards

External scholarships

Students must carefully check:

Whether funding is before or after tuition deduction

If funding is guaranteed for all years

Whether work (TA/RA) is required

If the amount is sufficient for the city’s cost of living

Whether it is available to international students

Renewal conditions

Main Fully Funded Scholarships in Canada

Canada does not offer one universal government scholarship that fully funds all international students. Instead, most fully funded opportunities are provided by universities, foundations, or research programmes.

Below are the most important and verified scholarships.

1. Lester B. Pearson International Scholarship

University

University of Toronto

Study Level

Undergraduate

Overview

The Lester B. Pearson International Scholarship is one of the most prestigious undergraduate scholarships in Canada. It is designed for exceptional international students who demonstrate academic excellence, leadership, and creativity.

What Does It Cover?

Full tuition fees

Books

Incidental fees

Full residence accommodation

Four years of study

Approximately 37 students are selected each year, making it extremely competitive.

Eligibility

Applicants must:

Be international students

Be in their final year of secondary school or recently graduated

Begin undergraduate studies at the University of Toronto

Not have started post-secondary education elsewhere

Nomination Requirement

Students must be nominated by their school. Each school can nominate only one student per year.

Deadlines (Example Cycle)

School nomination: October

University application: October

Scholarship application: November

Ideal Candidate

Outstanding academic record

Strong leadership experience

Community involvement

Creativity and initiative

Excellent communication skills

Important Warning

No agents or consultants can guarantee nomination or selection. Only schools can nominate students.

2. UBC International Scholars Program

University

University of British Columbia

Study Level

Undergraduate

Overview

This programme supports talented international students with financial need who demonstrate leadership and academic excellence.

What Does It Cover?

Funding is based on financial need and may cover:

Tuition

Living expenses

Accommodation

Award Categories

Karen McKellin International Leader of Tomorrow Award

Donald A. Wehrung International Student Award

International Impact Award

Vantage One Excellence Award

Eligibility

Applicants must:

Be international students

Apply directly from secondary school

Demonstrate academic excellence

Show leadership and community involvement

Prove financial need

Receive nomination

Timeline

Scholarship application: November

Admission application: December

Documents: January

Important Note

UBC merit-based entrance scholarships are not fully funded.

3. McCall MacBain Scholarship

University

McGill University

Study Level

Master’s and professional programmes

Overview

The McCall MacBain Scholarship is one of Canada’s most prestigious graduate scholarships focused on leadership development.

Coverage

Full tuition

Monthly living stipend

Relocation grant

Leadership training and mentorship

Access to a global leadership network

Eligibility

Open to international students with strong leadership and academic records.

Selection Criteria

Leadership potential

Community engagement

Academic excellence

Character and integrity

4. Pierre Elliott Trudeau Foundation Doctoral Scholarship

Study Level

PhD

Overview

This scholarship supports doctoral students working in social sciences and humanities with a focus on leadership and public engagement.

Coverage

Up to CAD $50,000 per year

Additional research and travel funding

Leadership training programmes

Eligibility

International students must already be studying in Canada and enrolled in an eligible doctoral programme.

5. Canada Graduate Research Scholarship – Doctoral

Study Level

PhD

Overview

This is a prestigious government-funded doctoral scholarship aimed at supporting high-quality research.

Funding

CAD $40,000 per year

Eligibility

Primarily available to students already enrolled in Canadian institutions.

6. University-Funded Master’s and PhD Packages

Many universities offer funding packages that include:

Scholarships

Teaching assistantships

Research assistantships

Supervisor funding

Important Details to Check

Total funding amount per year

Tuition deduction from funding

Duration of funding (1–4 years)

Work requirements (TA/RA hours)

Cost of living in the city

Renewal conditions

Students should carefully review funding details before accepting offers.

Government of Canada Scholarships That Are Not Full-Degree Scholarships

These are short-term exchange programmes:

Study in Canada Scholarships

4–6 months exchange programme funded by the Government of Canada.

Emerging Leaders in the Americas Program

Supports short-term academic exchange for students from Latin America and the Caribbean.

SEED-2 Scholarships

Supports academic mobility between Canada and ASEAN countries.

Important Note

Students cannot apply directly; institutions apply on their behalf.

Popular Canadian Awards That Are Not Automatically Fully Funded

University of Calgary Scholarship (CAD $20,000)

University of Alberta Scholarship (up to CAD $120,000 over multiple years)

UBC IMES (CAD $10,000–$25,000 per year)

CGRS Master’s (CAD $27,000)

These awards are valuable but may not cover full costs.

Which Canadian Scholarship Should You Target?

Your choice depends on:

Degree level (undergraduate, master’s, PhD)

Academic performance

Leadership experience

Financial need

Field of study

Students should focus on scholarships that match both their academic profile and financial situation.

How to Get a Fully Funded Scholarship in Canada

Step 1: Choose Degree Level

Decide whether you are applying for undergraduate, master’s, or PhD.

Step 2: Define Goals

Clearly identify your academic and career objectives.

Step 3: Check Eligibility

Ensure you meet all requirements before applying.

Step 4: Build a Shortlist

Select scholarships that match your profile.

Step 5: Calculate Costs

Understand total expenses and funding gaps.

Step 6: Prepare Documents

Common documents include:

Academic transcripts

Certificates

CV

Statement of Purpose

Recommendation letters

English test scores

Step 7: Write a Strong SOP

Explain your goals, achievements, and motivation clearly.

Step 8: Demonstrate Leadership

Provide real examples of leadership and impact.

Step 9: Prove Financial Need

Be honest and provide accurate financial information.

Step 10: Obtain Strong Recommendations

Choose referees who know your work well.

Step 11: Contact Supervisors (for graduate study)

Write professional emails explaining your research interests and how they align with the professor’s work.

Step 12: Prepare for Interviews

Practice answering questions about your goals, achievements, and leadership experiences.

Suggested Timeline

12 Months Before

Research universities and scholarships.

9–10 Months Before

Prepare for English tests and gather documents.

6–8 Months Before

Apply to universities and scholarships.

3–5 Months Before

Submit remaining documents and follow up.

1–2 Months Before

Prepare for interviews and final decisions.

Study Permit and Proof of Funds

Even with scholarships, students must show financial proof when applying for a study permit.

Important Points

You may need to show additional funds if the scholarship does not cover all expenses

Immigration officers assess your ability to support yourself

Proof may include bank statements, scholarship letters, or sponsor documents

Scholarship Scams to Avoid

Be cautious of:

Guaranteed scholarships

Paid nominations

Fake agents

Unofficial websites

Requests for large upfront fees

Always verify information through official university or government websites.

Common Reasons Applications Fail

Not meeting eligibility criteria

Weak Statement of Purpose

Lack of leadership evidence

Poor recommendation letters

Late submission

Incomplete documents

Applying to unsuitable scholarships

Frequently Asked Questions

Can I Study in Canada for Free?

It is possible but extremely competitive. Only a small number of scholarships fully cover all costs, and they are awarded to top-performing students with strong leadership profiles.

Do I Need IELTS or Another English Test?

Most universities require proof of English proficiency such as IELTS, TOEFL, or Duolingo. Some institutions may waive this requirement if your previous education was in English.

Can I Apply Without Nomination?

Some scholarships, such as the Lester B. Pearson Scholarship and UBC International Scholars Program, require school nomination. Others, like McCall MacBain, allow direct application.

Can I Work While Studying on a Scholarship?

Yes, international students in Canada are generally allowed to work part-time (up to 20 hours per week during academic sessions). However, some scholarships may have restrictions, so always check the terms.

Are Fully Funded Scholarships Available for Diploma or College Programmes?

Fully funded scholarships are rare for diploma or college-level programmes. Most fully funded opportunities are available at undergraduate (limited) and graduate levels.

Can I Apply for Multiple Scholarships at the Same Time?

Yes, you can apply for multiple scholarships. In fact, it is recommended to increase your chances. However, some scholarships may not allow you to hold multiple major awards simultaneously.

What GPA Do I Need for a Fully Funded Scholarship?

There is no fixed GPA requirement, but most competitive scholarships require excellent academic performance (often equivalent to a GPA of 3.7 or higher).

Do Fully Funded Scholarships Cover Family Members?

In most cases, scholarships do not cover expenses for spouses or children. Some doctoral funding packages may offer limited support, but this is rare.

Can I Stay in Canada After Graduation?

Yes, many students apply for a Post-Graduation Work Permit (PGWP), which allows them to work in Canada after completing their studies.

When Should I Start Preparing for Scholarships?

Ideally, you should start preparing at least 10–12 months before the application deadline to allow enough time for research, document preparation, and test scores.

Is It Possible to Get a Scholarship Without Leadership Experience?

It is difficult but not impossible. Most top scholarships prioritise leadership and community involvement, so having some form of initiative or impact greatly improves your chances.

Final Checklist

All documents prepared

Deadlines met

Eligibility confirmed

Applications reviewed

Financial planning completed

Conclusion

Fully funded scholarships in Canada are limited but achievable for strong candidates.

Successful applicants typically demonstrate:

Academic excellence

Leadership skills

Clear goals

Financial honesty

With proper planning, preparation, and persistence, international students can secure funding and achieve their dream of studying in Canada.